Market watch: Who chooses a consumer-directed health plan?

Colleen L. Barry, Mark R. Cullen, Deron Galusha, Martin D. Slade, Susan H. Busch

Research output: Contribution to journalArticlepeer-review

15 Scopus citations


Consumer-directed health plans (CDHPs) hold the promise of reining in health spending by giving consumers a greater stake in health care purchasing, yet little is known about employers' experience with these products. In examining the characteristics of those selecting a CDHP offered by one large employer, we found stronger evidence of selection than has been identified in prior research. Our findings suggest that in the context of plan choice, CDHPs may offer little opportunity to greatly lower employers' cost burden, and they highlight concerns about the potential for risk segmentation and the value of conferring preferential tax treatment to CDHPs.

Original languageEnglish (US)
Pages (from-to)1671-1679
Number of pages9
JournalHealth Affairs
Issue number6
StatePublished - Nov 2008
Externally publishedYes

ASJC Scopus subject areas

  • Medicine(all)


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