Attributes of Long Duration COVID-19 Workers' Compensation Claims

Edward J. Bernacki; Dan L. Hunt; Nicholas F. Tsourmas; Larry Yuspeh; Robert A. Lavin; Nimisha Kalia; Nina Leung; Leila Willams; Judith Green-Mckenzie; Xuguang Grant Tao

doi:10.1097/JOM.0000000000002523

Attributes of Long Duration COVID-19 Workers' Compensation Claims

Edward J. Bernacki, Dan L. Hunt, Nicholas F. Tsourmas, Larry Yuspeh, Robert A. Lavin, Nimisha Kalia, Nina Leung, Leila Willams, Judith Green-Mckenzie, Xuguang Grant Tao

School of Medicine

Research output: Contribution to journal › Article › peer-review

Abstract

Objective:To examine the attributes associated with long duration COVID-19 workers' compensation (WC) claims.Methods:A study was conducted on 13,153 COVID-19 WC claims accepted by a workers' compensation insurance carrier between January 1, 2020 and November 30, 2021.Results:1) Ninety-five percent of accepted WC claims were closed within the study period; 2) five percent of claims had 30 days or longer of lost time accounting for 65% of total paid WC costs; 3) medical costs increased 8-fold once paid days lost crossed the threshold of 60 days or greater; 4) age was the strongest risk factor associated with increased WC costs and prolonged impairment.Conclusion:Age at the time of infection was the major factor associated with prolonged impairment and high costs of COVID-19 related WC claims.

Original language	English (US)
Pages (from-to)	E327-E332
Journal	Journal of occupational and environmental medicine
Volume	64
Issue number	5
DOIs	https://doi.org/10.1097/JOM.0000000000002523
State	Published - May 1 2022

Keywords

COVID-19
indemnity cost
lost time
medical cost
return-to-work
workers' compensation

ASJC Scopus subject areas

Public Health, Environmental and Occupational Health

Access to Document

10.1097/JOM.0000000000002523

Cite this

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title = "Attributes of Long Duration COVID-19 Workers' Compensation Claims",

abstract = "Objective:To examine the attributes associated with long duration COVID-19 workers' compensation (WC) claims.Methods:A study was conducted on 13,153 COVID-19 WC claims accepted by a workers' compensation insurance carrier between January 1, 2020 and November 30, 2021.Results:1) Ninety-five percent of accepted WC claims were closed within the study period; 2) five percent of claims had 30 days or longer of lost time accounting for 65% of total paid WC costs; 3) medical costs increased 8-fold once paid days lost crossed the threshold of 60 days or greater; 4) age was the strongest risk factor associated with increased WC costs and prolonged impairment.Conclusion:Age at the time of infection was the major factor associated with prolonged impairment and high costs of COVID-19 related WC claims.",

keywords = "COVID-19, indemnity cost, lost time, medical cost, return-to-work, workers' compensation",

author = "Bernacki, {Edward J.} and Hunt, {Dan L.} and Tsourmas, {Nicholas F.} and Larry Yuspeh and Lavin, {Robert A.} and Nimisha Kalia and Nina Leung and Leila Willams and Judith Green-Mckenzie and Tao, {Xuguang Grant}",

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month = may,

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doi = "10.1097/JOM.0000000000002523",

language = "English (US)",

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T1 - Attributes of Long Duration COVID-19 Workers' Compensation Claims

AU - Bernacki, Edward J.

AU - Hunt, Dan L.

AU - Tsourmas, Nicholas F.

AU - Yuspeh, Larry

AU - Lavin, Robert A.

AU - Kalia, Nimisha

AU - Leung, Nina

AU - Willams, Leila

AU - Green-Mckenzie, Judith

AU - Tao, Xuguang Grant

PY - 2022/5/1

Y1 - 2022/5/1

N2 - Objective:To examine the attributes associated with long duration COVID-19 workers' compensation (WC) claims.Methods:A study was conducted on 13,153 COVID-19 WC claims accepted by a workers' compensation insurance carrier between January 1, 2020 and November 30, 2021.Results:1) Ninety-five percent of accepted WC claims were closed within the study period; 2) five percent of claims had 30 days or longer of lost time accounting for 65% of total paid WC costs; 3) medical costs increased 8-fold once paid days lost crossed the threshold of 60 days or greater; 4) age was the strongest risk factor associated with increased WC costs and prolonged impairment.Conclusion:Age at the time of infection was the major factor associated with prolonged impairment and high costs of COVID-19 related WC claims.

AB - Objective:To examine the attributes associated with long duration COVID-19 workers' compensation (WC) claims.Methods:A study was conducted on 13,153 COVID-19 WC claims accepted by a workers' compensation insurance carrier between January 1, 2020 and November 30, 2021.Results:1) Ninety-five percent of accepted WC claims were closed within the study period; 2) five percent of claims had 30 days or longer of lost time accounting for 65% of total paid WC costs; 3) medical costs increased 8-fold once paid days lost crossed the threshold of 60 days or greater; 4) age was the strongest risk factor associated with increased WC costs and prolonged impairment.Conclusion:Age at the time of infection was the major factor associated with prolonged impairment and high costs of COVID-19 related WC claims.

KW - COVID-19

KW - indemnity cost

KW - lost time

KW - medical cost

KW - return-to-work

KW - workers' compensation

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ER -

Attributes of Long Duration COVID-19 Workers' Compensation Claims

Abstract

Keywords

ASJC Scopus subject areas

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